What is your standing

I'm a militant atheist. Age, morals and religion shouldn't determine your boundaries; only your own ability to deal with things should be what ascertain whether or not you should be allowed to do what you want. Age limits for various things, such as having to be at least 18 to 21 years old (depending on your location) to drink, are just set to legally prevent people from becoming alcoholics before they, for instance, reach their teens.

Some say sex before marriage defies God, not to mention it can lead to unwanted pregnancy. The first part is ridiculous, but the latter is always a risk you encounter, whether you're married or not. If you're 12 and want to have sex, then go right ahead, but you better damn be aware of the fact that having sex with a condom will get someone pregnant approximately 5% of the time. This is a relatively high risk, which "fortunately" exists all thanks to sloppy people who can't use a condom right. But that's a whole different story.

In conclusion, have sex whether you're ready to. Who gives a fuck about marriage? Whether you're 12, 22 or 62 and can't do it right, you shouldn't be doing it at all.